Legal Expense Insurance – Freedom of choice of Solicitor?

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    We endeavour to make an initial response to all enquiries within 24 hours but please be aware that on some occasions due to prior commitments or volume of calls we will not be able to respond in that time frame. We also operate a 48 hour return policy. This return policy means that if we have not responded with 48 hours of your initial enquiry we are unable to do so due to current workloads and we will destroy your data accordingly. This policy ensures you are not left waiting and have the certainty that your data is not compromised. In most instances however we are able to make contact within a 24 hour time frame. Please note our free initial advice service is available to clients at our total discretion and if your case is of a complex nature we may not be able to offer you a free consultation. However in these instances we will advise you what the charge would be for an initial fixed fee consultation.
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In Brown-Quinn v Equity Syndicate Management, Burton J re-confirmed that an individual who benefits from Before the Event Insurance has the freedom to choose his own solicitor. He also went on to find that the insurer could not insist on the hourly rate that it would have paid its panel solicitor but at the same time the chosen solicitor cannot demand its own hourly rate. Rather, the hourly rate must be reasonable having regard to the complexities of the case as well as to the insurer’s standard panel rates.